Eight KBSH portfolios are available through the Pioneer Investment Program of Richardson Partners Financial Limited: Balanced Objective: To achieve capital appreciation with moderate risk by investing in a mix of primarily common stocks of Canadian, U.S. and International companies and high quality Canadian corporate and government bonds. Companies held will demonstrate sustainable competitive advantages, strong financial positions, superior management and high earnings growth potential. Two portfolios are available: Taxable and Non-Taxable (max. 30% foreign content) Canadian Balanced Objective: To achieve capital appreciation with moderate risk by investing in a mix of primarily common stocks and high quality bonds of Canadian companies and Canadian government bonds. Companies held will demonstrate sustainable competitive advantages, strong financial positions, superior management and high earnings growth potential. Total Equity Objective: To achieve superior long-term investment returns by investing in primarily common stocks of Canadian, U.S. and International companies with sustainable competitive advantages, strong financial positions, superior management and high earnings growth potential. Two portfolios are available: Taxable and Non-Taxable (max. 30% foreign content) Canadian Equity Objective: To achieve superior long-term investment returns by investing in primarily common stocks of Canadian companies with sustainable competitive advantages, strong financial positions, superior management and high earnings growth potential, many of which are also global leaders in their respective industries. U.S. Equity Objective: To achieve superior long-term investment returns by investing in primarily common stocks of U.S. companies with sustainable competitive advantages, strong financial positions, superior management and high earnings growth potential. Diversified Income Objective: To achieve conservative, attractive income and capital preservation with moderate risk by investing in a balanced mix of high quality income-producing asset classes, primarily investment grade and high yield corporate bonds, dividend-paying equities and income trusts. Foreign holdings will be limited to the maximum allowed for RRSP and RRIF portfolios. For more information on the "Pioneer Investment" program speak to your Richardson Partners investment advisor or visit their website: http://www.rpfl.com/Website_English/index.html